Answer Hub
Australian Agreement Questions Answered
Direct answers to the questions people actually ask before creating an agreement — each one links through to the full guide.
Are electronic signatures legal in Australia?
Yes. Electronic signatures are recognised under the Electronic Transactions Act 1999 (Cth) and equivalent state legislation, provided the method identifies the signer, shows their intent to be bound, and is reasonably reliable. A small list of documents — wills, powers of attorney, some deeds — still generally need a wet-ink signature.
Read the full guide →Can I write my own contract?
Yes — Australian law doesn't require a lawyer to draft a contract. What matters is that it has the basic elements of a valid contract (offer, acceptance, consideration) and is clear about what both parties actually agreed to. For complex or high-value arrangements, independent legal review is worth the cost.
Read the full guide →Does a contract need a witness?
It depends on the document. Most ordinary contracts — service agreements, loan agreements, housemate agreements — don't require a witness to be valid. Deeds and some specific document types have different rules. If you're unsure about a specific document, that's worth checking directly.
Read the full guide →Can I lend money to a friend without it getting awkward?
Documenting the terms in writing — the amount, repayment schedule, and whether there's interest — is what actually prevents the awkwardness, not avoiding the conversation. It gives both people a clear, agreed reference point instead of relying on memory.
Create a loan agreement →Do freelancers need contracts?
Not legally required for most work, but a written agreement is what turns "that's not what we agreed" into a documented scope change — and makes chasing an unpaid invoice far more effective if it comes to that.
Create a freelancer agreement →Can housemates make their own agreement?
Yes — a housemate agreement is a private contract between the people living in a property, separate from any lease with a landlord. It can cover rent splits, bills, chores, guests and notice periods, and works whether or not everyone is on the formal lease.
Create a housemate agreement →What's the difference between a housemate agreement and a lease?
A lease is between tenant(s) and landlord, governed by state tenancy law. A housemate agreement is between the people actually living in the property, and covers the things a lease doesn't — bill splits, chores, guests, house rules. Most share houses need both.
Housemate Agreement vs. Lease →Are NDAs enforceable in Australia?
Generally yes, provided the information is genuinely confidential, the obligations are reasonable, and the terms are clear. A shorter, specific term is usually easier to enforce than an open-ended one.
Create an NDA →What is a letter of demand, and do I need one before small claims?
A letter of demand is a formal written request to pay or act, before escalating further. Most state tribunals expect or require one as evidence you tried to resolve the matter directly before lodging a claim.
Create a letter of demand →Can family loans cause tax or Centrelink issues?
They can — particularly around whether money is treated as a loan or a gift for tax and means-testing purposes. A written agreement with clear repayment terms is one of the main things that helps establish it was genuinely a loan.
Create a loan agreement →Is a scanned or typed signature the same as an electronic signature?
It can count, provided it clearly identifies who signed and their intent to be bound — but it usually carries a weaker audit trail than a purpose-built e-signing platform, which is where disputes tend to focus if a signature is ever challenged.
Read the full guide →How much does it cost to create an agreement online?
SignedSorted starts from $3.99 per document (Pay Per Doc), or $29.99/month ($99/year) for unlimited agreements on the Plus plan. No subscription is required for one-off documents.
See pricing →Is a flatmate agreement different from a housemate agreement?
Not legally — they describe the same type of document. "Flatmate" is most often used when someone found the arrangement through a listing platform or is sharing a flat/unit specifically, while "housemate" is the broader Australian term. The content and legal weight are the same either way.
Read the flatmate guide →How do I split bills fairly with flatmates?
Equal split works when usage is genuinely similar; a custom percentage split makes sense when it isn't — a bigger room paying more rent, for example. Either way, writing the agreed split down (not just agreeing verbally) is what actually prevents disputes later.
Try the free calculator →What happens to the bond if a flatmate leaves early?
The landlord generally won't release bond early — in practice, the incoming flatmate pays the outgoing one directly for their share. Without a written record of who originally contributed what, agreeing on that handover figure gets messy fast.
Read the bond dispute guide →What happens to money my parents lent me for a house deposit if I separate from my partner?
Without anything in writing, it can be treated as a gift to the relationship rather than a debt owed to your parents — and lost entirely in a property settlement. A signed loan agreement, made at the time the money changed hands, is the main evidence that it was always intended to be repaid.
Read the Bank of Mum and Dad guide →Does lending money to family affect my Age Pension?
It can. A documented loan is still counted as your asset, while a gift above $10,000 a year (or $30,000 over five years) is treated as a "deprived asset" and counted against you for five years regardless. Which option suits you depends on the amount and whether you genuinely expect it back.
Read the Centrelink gifting rules guide →Should I lend money to a family member's business, or invest in it?
They're legally different: a loan gets repaid on fixed terms with no ownership, while an investment buys you a share of the business and its future profits (and risk). Most family "help" is really a loan in spirit — save the more complex shareholder/partnership agreement for when you genuinely want ownership.
Read the loan vs. investment guide →Is Flatmates.com.au safe to use?
Most users have a normal experience, but reviews report real issues like fake or "ghosting" profiles — the same general risks as any platform connecting strangers online. Never pay a deposit before meeting in person or seeing the property, and get a written agreement once you've found someone legitimate.
Read the flatmate safety guide →Is there a cheaper alternative to DocuSign for a one-off document?
Most DocuSign alternatives are still monthly subscriptions ($15-29 AUD/mo) that only handle signing — you still need to draft the document yourself first. SignedSorted drafts and signs in one place from $3.99 per document, with no subscription required for occasional use.
Read the DocuSign alternatives guide →My friend won't pay back money I lent them and we never wrote anything down — do I have any options?
Yes. A verbal loan agreement can still be legally enforced in Australia — the challenge is proving it, not the lack of paperwork. Bank transfer records, text messages, and any partial repayments are your evidence. A letter of demand is usually the next step, followed by your state's small claims tribunal if needed.
Read what to do when a friend won't pay you back →